These Terms and Conditions (“Terms”) govern your access and use of the Platform, including both mobile and online versions, online and mobile services (e.g., apps), and software made available by XARON (“XARON”, “we”, “our” or “us”), including your use of interactive features, widgets, plug-ins, applications, content, downloads and/or other services that we own and control and that reference these terms and conditions regardless of how you access or use any of the Services on our Platform, whether via computer, mobile device or otherwise.

By using any of our Services, you acknowledge and accept our Privacy Policy (NOTE TO THE OPERATOR; THIS SHOULD BE IN HYPERLINK SO THAT THE USER CAN CLICK THE LINK AND BE DIRECTED TO THE PRIVACY POLICY) that are incorporated into these terms by reference and that, together, stipulate how different aspects of your personal data would be processed by us. You therefore agree to also be bound by both policies.

By using any of our Services, you acknowledge and accept our Privacy Policy (NOTE TO THE OPERATOR; THIS SHOULD BE IN HYPERLINK SO THAT THE USER CAN CLICK THE LINK AND BE DIRECTED TO THE PRIVACY POLICY) that are incorporated into these terms by reference and that, together, stipulate how different aspects of your personal data would be processed by us. You therefore agree to also be bound by both policies.

Please carefully read these terms and conditions ("Terms") below before subscribing to the Services or Products offered on this Platform. Once you register as a User on our Platform by signing up to use our Platform, either by phone or through our mobile applications or by any other available channel, you agree to be bound by these Terms and Conditions.

The provisions of these terms may be periodically reviewed or updated, and upon such review or update, shall continue to be binding on you, so long as information about such review or update is provided on this document. It is your responsibility to ensure that every time you wish to use our website, you check these terms to ensure you understand the terms that apply at that time. We will make efforts to give you reasonable notice of any major changes.

ACCEPTANCE OF TERMS 

We offer our services to you under the terms of use provided hereunder. By accessing and using this website and the services provided by XARON, you agree to have read, understood, and agree to be bound by these Terms of Use. Please do not access or use our services or the website if you do not agree to the terms of use. We recommend that you print a copy of these terms for future reference.

THE CONTRACT BETWEEN XARON AND YOU AS A USER

By using this Platform and subscribing to our Services or Products, you agree that XARON is not a registered or licensed dispatch or delivery company and that it only offers its services on this Platform as a channel through which You as a User can benefit from dispatch and delivery services offered by approved third-party vendors whose various offerings are aggregated and listed on this Platform.

In view of the foregoing, you agree to have a User Account on the Platform, which You will use to access and place orders for the services listed on this Platform, by our Third-Party Vendors.

You agree that XARON is not acting in a fiduciary capacity with respect to any user of XARON services and XARON disclaims any broker-client or advisor-client relationship with respect to any party using any of the Services on this Platform.

THE CONTRACT BETWEEN OUR THIRD-PARTY VENDORS AND YOU

You agree that since XARON does not provide dispatch and delivery services, you use this Platform as a pathway, as it is a one-stop shop for all your investment needs, that are offered by our affiliates.

It is the responsibility of our Third-Party Vendors to ensure that you receive appropriate and qualitative services, and that the desired delivery is completed within time. Where our Third-Party Vendors receive funds from You in consideration of the desired services, it is their duty to ensure the completion of the same according to your instructions.

WHO MAY USE THE SERVICE?

Age Requirements

People of all ages may use the website; however, children under 18 may use the website and the tools provided if enabled by a parent or legal guardian.

Permission by Parent or Guardian

If you are under 18, you must have your parent or legal guardian’s permission to use the website. Please have them read this Agreement with you. If you are a parent or legal guardian of a user under the age of 18, by allowing your child to use the website, you are subject to the terms of use contained in this document and are responsible for your child’s activity on the website.

FEES AND PAYMENT

Generally - Joining Xaron is free. However, we may charge fees for certain services. When you use a Service that has a fee associated with it, you will have an opportunity to review and accept the fees that you will be charged. Changes to fees may be effective without notice by posting the changes on the Platform. You are responsible for paying all fees and taxes associated with your use of the Xaron Services. Prior to the subscription to any Service, you may be required to provide us or our debit card processing company with a valid debit card number and associated payment information, including all of the following: (i) your name as it appears on the card; (ii) your debit card number; (iii) the debit card type; (iv) the date of expiration; and (v) any activation numbers or codes needed to charge your card. By submitting that information to us or directly to our debit card processor, you hereby agree that you authorize us and/or our processor (as applicable) to charge your card at our convenience but within thirty (30) days of debit card authorization. For any Service or product that you have subscribed to on our Platform, you agree to pay the price applicable (including any sales taxes and surcharges) as of the time you submit the order. We will automatically bill your debit card or other form of payment submitted as part of the order process for such price.

Methods of Payment, Debit Card Terms and Taxes - All payments must be made through Visa, MasterCard, Verve (or other form of payment specifically accepted on the Platform) and also be in a currency permitted to be used on the Platform. We currently do not accept cash, personal or business checks or any other payment form for Xaron Services, although in the future we may change this policy. Your card issuer agreement governs your use of your designated card, and you must refer to that agreement and not these Terms to determine your rights and liabilities as a cardholder. You hereby represent and warrant that you will not use any debit card or other form of payment unless you have all necessary legal authorization to do so. YOU, AND NOT US, ARE RESPONSIBLE FOR PAYING ANY UNAUTHORIZED AMOUNTS BILLED TO YOUR DEBIT CARD BY A THIRD PARTY.

WE MAY SUSPEND OR WITHDRAW OUR SITE

Our site is made available free of charge. We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

INTELLECTUAL PROPERTY RIGHTS AND OWNERSHIP

Our website and all intellectual property in the content, features, and materials including text, image, audio, video, or any other type of media in any format published on it are owned by us or our licensors or a third party and are protected by all forms of intellectual property laws including copyright and trademark laws. Your use of our website or its contents does not give you any ownership rights. Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged (except where the content is user-generated).

You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors. If you print off, copy, or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

DISCLAIMER

We have taken every effort and care in preparing the contents of our website, however we disclaim all warranties, express or implied, as to the accuracy thereof, and the contents shall at all times constitute work in progress which we may change without notice. We shall not be liable for any loss or damage arising from your use of or reliance on the contents on our website. Every reasonable effort has been made to seek appropriate permission from those that have provided content used throughout the website.

RULES ABOUT LINKING TO OUR WEBSITE

Our website may contain links to third-party sites, including approved third-party vendors and dispatch entities. We make no representations about such sites, and you choose to access those sites at your own risk.

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part where none exists. We reserve the right to withdraw linking permission without notice.

If you wish to link to our website, please contact [Phone No: +234 915 430 2220, Email: admin@xaron-tech.com].

BREACH OF THIS TERMS OF USE

Failure to comply with the terms as stated constitutes a material breach of this terms of use and may result in our taking all or any of the following actions:

• Immediate, temporary, or permanent withdrawal of your right to use our website.
• Issuance of a warning to you.
• Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach.
• Further legal action against you.
• Disclosure of such information to law enforcement authorities as we reasonably feel is necessary or as required by law.

We exclude our liability for all action we may take in response to breaches of this terms of use. The actions we may take are not limited to those described above, and we may take any other action we reasonably deem appropriate.

NO WAIVER

No failure by us to exercise any right arising from these Terms of Use will be deemed a waiver of that right or any further rights hereunder.

INDEMNIFICATION

You agree to indemnify, hold harmless, and defend Xaron Technologies Limited, its parent/subsidiaries and licensors, any party involved in operating, creating, producing, or delivering the Services, and each of their respective officers, owners, directors, shareholders, contractors, agents, employees, general and limited partners, successors, and assigns from and against any and all demands, claims, damages, liabilities, judgments, fines, interest, penalties, losses, costs, expenses, and harms, including without limitation to reasonable attorney’s fees and fees of other professional advisers, arising out of or in connection with:

• Your use of the Services on our Platform.
• Your online conduct in connection with the Services.
• Your (or anyone acting under your password or username) violation or breach of these Terms
• Your failure to comply with any applicable laws or regulations in connection with the Services, or
• Any of your dealings or transactions from use of the Services.

You shall not settle any such claim without the prior written consent of Xaron Technologies Limited. These obligations will survive any termination of these Terms.

SEVERABILITY

If any of the terms or conditions herein shall be deemed invalid, void, or for any reason unenforceable, that term or condition shall be deemed severable and shall not affect the validity and enforceability of any remaining term or condition.

APPLICABLE LAW

You agree that the terms of use of your use of our website shall be governed by, and construed in accordance with, the laws of the Federal Republic of Nigeria

DISPUTE RESOLUTION

If you have an issue with our Services, please contact us and we will endeavor to resolve your issue as soon as possible. Please note that disputes or claims arising out of or in connection with these Terms and Conditions shall be submitted to mediation in accordance with the Lagos Court of Arbitration (“LCA”) Mediation Guidelines 2011. In the event that the dispute is not resolved through Mediation, the parties agree to immediately proceed to resolve the dispute through Arbitration at the Lagos Multi-door Court House. An award of the Multi-door Court may be entered and application made for its enrollment in any court having jurisdiction for purposes of enforcement. Each party shall bear its cost of the proceedings.

AMENDMENT

These Terms and Conditions cannot be modified, varied, amended or supplemented in any way by you. We reserve the right to modify, vary, amend or supplement these Terms and Conditions at any time and from time to time. We will post the current version of these Terms and Conditions on this Platform or send same to you via your email address and each such change will be effective upon posting on this Platform or upon the date designated by us as the “effective date” (if any). Your continued use of the Services following any such change constitutes your agreement to be bound by and its acceptance of these Terms and Conditions as so modified.

CONTACT

Any questions or concerns related to this​ terms of use should be sent to [Phone No: +234 915 430 2220, Email: admin@xaron-tech.com].